The only thing worse than having a car accident is having one when you’re out of town. Trying to deal with the damage on a road trip can be an absolute nightmare. But, accidents happen. And in tourist-heavy areas like Las Vegas, Central Florida and Southern California, out-of-town auto collision repair is big business.
So what do you do about out-of-town auto collision repair? The first thing – after any injuries have been addressed – is to contact your insurance company. Hopefully you have collision insurance. If so, chances are high that your insurance company will cover you despite the fact that you’re out of town.
The one caveat here is that your insurance might not allow you to get your car repaired in the town you are visiting. It really depends on how your policy is structured. Only your insurance company can give you the answers you seek in this regard.
Assuming your insurance will cover out-of-town repairs, you are probably looking at renting a car in the interim. This is something else to ask your insurance company about. Do they pay for car rental? If not, did you purchase travel insurance? Travel insurance sometimes covers car rental in accident scenarios.
The damage to your car might be minor enough that you can wait until you get home. Before you make that decision, have your car looked at by a professional. Sometimes what appears to be cosmetic damage only is actually quite serious. In the event you can make it home safely, have your car looked at as soon as possible. The longer you wait, the more expensive the repairs are bound to be.
Out-of-town auto collision repair is never fun. Hopefully, you’ll never experience it.